4811 E Los Angeles Ave. Simi Valley, CA 93063 805-507-2244

No Credit, Bad Credit, No Problem!!!

If you have bad credit, challenged credit or no credit at all, we can help.

Our Buy Here Pay Here Program(BHPH) gives many people the opportunity to finance a car, truck or suv. If you have been to been turned down at other dealerships you should give us a try. We can help you get into a quality used vehicle today.

Interest rates have been climbing and Sub-Prime lenders are offering rates as low as 18.99% up to 29.99%. Some lenders make it very difficult to qualify. We offer BHPH loans at 24.95% for our clients. To qualify for our BHPH program you will need to bring the following with you.

  • Valid Government Identification (Must be Government issued; no exceptions)
  • Down Payment - We will except a minimum of 10%** down payment to get you into a car
  • Proof of income - Pay stubs, Bank Statements, Award letter,
  • Proof of residence - Utility bill, cable or phone bill
  • 7 Complete Personal references - Name, Address and Phone number
  • Full Coverage Insurance - Comprehensive and Collision with a maximum $500 deductible

How does this work?

Once you have applied for our auto financing with bad credit a member of our team will reach out you. We will assist you in getting everything together to secure auto financing. Thankfully our BHPH program can approve most people.

If you want to come in person and bring your items from the list above we can get started right away on getting you qualified. A member of our team will assist you through the process; qualifying your items from the list above and showing you vehicles to choose from. Many of our clients get started this way. We have helped many clients obtain affordable, reliable transportation with our program.

We have a wide selection of vehicles to choose from that will meet your needs. From great first cars, commuters, or full size family cars, trucks and SUV for you to choose from.

We are here to help you!

**The amount of down payment depends on several factors including but not limited to income, length of time at residence, length of employment, level of derogatory credit and vehicle valuation. Maximum amount financed $10,000 for 36 month term.
Text Us